Consumer Credit Counseling Services (CCCS)

CCC organizations were originally set up by a major credit card company in the early 1980s as a means of recovering money from thousands of people that were starting to fall behind on their payments. They disguised themselves as "non-profit" organizations and were able to put on a friendly face, all the while working to collect money for the banks.

Truth is, over 50% of all people who start a CCC program never actually complete paying off their debt. The reason is simple. CCC companies work for the creditors. They want to collect as much as possible and charge you a fee to do it.

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Our Service vs Debt Consolidation

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