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A major credit card company originally created the Consumer Credit Counseling Service (CCCS) organizations in the early 1980s to recover money from consumers who had fallen behind on their payments. Today, more than half of all consumers who begin with a CCCS program fail to finish. The reason is simple: CCCS companies work for the creditors; they seek to collect as much money as they can and typically charge a fee for their service.

CCCS agencies determine how much consumers can afford to pay toward their debts each month. They then negotiate with creditors to get them to accept lower monthly payments until all debts are paid. The consumer signs an agreement promising not to incur any more debt until the current debt is paid off and makes a single monthly payment.
Credit Counseling Results
Look into it before you commit.
Funded directly by Credit Card companies.
The same program as Debt Consolidation.
Does not lower the total amount of outstanding debt.
Our Results
Let us help you get out of debt.
Dramatically reduces your monthly payment and settles your debt.
Credit Report does not show a third party settlement agency.
Works to settle all of your outstanding debt in 12-36 months.
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*This statement is an example of past performance and is not intended to be a guarantee of any future settlement results. Individual results may vary and are dependent upon several factors including individual circumstances, creditors' willingness to settle, successful completion of program and ability to save funds. Credit Solutions Debt Settlement Program does not assume or pay any debt, nor does it provide legal advice or offer credit repair. Settlement estimates of 50% are examples of prior settled accounts and do not take into consideration our service fees or potential tax consequences. Program not available in all states. Read and understand contract terms before enrolling.
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