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Frequently Asked Questions
What can I expect during the free consultation?
Because everyone’s situation is unique, it is essential to have an experienced person evaluate your particular situation. Credit Solutions' professional staff will consult with you about your different debt resolution options, and outline a suggested payment plan to settle your debts within 36 months or less.
Can I do this on my own?
Although it is possible, it is very difficult to negotiate debt on your own. Creditors deal with thousands of people who are in financial difficulty every day and have a vast array of sophisticated — and some rather blunt — methods of getting you to pay your debts. The settlement process is usually very emotional and stressful, especially when you are the one being attacked by collectors over the phone. By letting Credit Solutions do what we do best, you will get better settlements with a fraction of the stress. Remember, we have years of experience in dealing with creditors and handling peoples' financial problems.
Can I select which debts to pay off?
This is one of the questions we can address when you call us. Our experienced debt consultants will offer you the best guidance for your circumstances to get you living debt free quickly. If enrolling some select accounts is better for you, that is what you can do. We want what's best for you and help you settle your debts now. Call us right now and begin paying off your debts.
How long will it take?
The length of time necessary for completion varies from case to case and will depend upon you having funds available to settle your enrolled accounts. During your initial free consultation, the time necessary to complete your individual case will be discussed. Credit Solutions' clients can be debt free in 12 - 36 months. The amount of time it takes to clear your debts is primarily dependent on your present financial situation. If, however, your budget is extremely limited, it may take longer. Every situation is different and we will be happy to discuss this during your free confidential phone consultation.
Why Credit Solutions?
Credit Solutions has assembled an impressive team of dedicated individuals who work with one common goal: to save you money. Credit Solutions' debt settlement program is set up to work with your best interests in mind. We have created a win-win relationship, by implementing procedures to ensure the best results for our clients. As always, getting you out of debt is our job... keeping you out is our mission.
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