The number of consumers failing to make monthly credit card payments is on the rise. Moody’s Investor Services, a leading provider of independent credit ratings, announced that credit card lenders wrote off 4.58 percent of payments because they were uncollectible for the first half of 2007. This is a 30 percent increase from the first six months of 2006.
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Saving money is crucial to maintaining a strong financial outlook. When you save money, it’s important to generate earnings from the amount and not let your money depreciate under your mattress or in your closet. Investing your money in a risk-free savings option is an excellent way to earn interest. Here are three common savings options offered by most banks:
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Debt settlement is a debt-relief program that helps you pay off credit card debt and live debt free. Learning about debt settlement and the various aspects of the program allow you to understand how the process helps you live debt free.
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College is expensive. Total cost for students attending a four-year public university, including room and board, rose 6.6 percent this year. That seemingly small number can mean thousands more dollars over the course of a four-year education.
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