This is the last holiday season to take advantage of the Energy Policy Act of 2005 (EPAct 2005). To qualify for the tax credits offered by EPAct 2005, you must act before Dec. 31, 2007. If you’re planning on buying a vehicle or home energy efficiency products, then you still have time to capitalize on this opportunity.
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Retailers see gold in Black Friday - the day after Thanksgiving and the main kickoff to the holiday shopping season. Some shoppers line up in the wee hours of the morning after Thanksgiving to get a jump on holiday sales.

For retailers selling everything from clothes to electronics, the Christmas shopping season is crucial to their bottom line.
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More American families are relying on credit cards to make ends meet. Credit card debt in America grew 315 percent from 1989 to 2006, according to a report released today by Demos, a non-partisan public policy research center. The report equates fluctuation in family incomes and flat wages to the need for credit cards to cover necessities.
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As expected, the Federal Reserve cut the federal funds rate by 25 basis points Wednesday in hopes of boosting the economy. Many factors contributed to the decision to reduce this key interest rate. In a statement, the Fed acknowledged the risk of inflation due to surging energy prices and expressed concerns about the ailing housing market.
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