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	<title>Comments for Credit Solutions Learning Center</title>
	<link>http://www.creditsolutions.com/learning-center</link>
	<description>Debt Consoldation Alternative</description>
	<pubDate>Fri, 09 May 2008 23:27:34 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.2.1</generator>

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		<title>Comment on My Life With Debt by Wahoo</title>
		<link>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-459</link>
		<author>Wahoo</author>
		<pubDate>Sat, 06 Oct 2007 18:11:23 +0000</pubDate>
		<guid>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-459</guid>
		<description>Thank you for sharing!</description>
		<content:encoded><![CDATA[<p>Thank you for sharing!</p>
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		<title>Comment on My Life With Debt by Drew Johnson</title>
		<link>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-199</link>
		<author>Drew Johnson</author>
		<pubDate>Tue, 04 Sep 2007 15:15:13 +0000</pubDate>
		<guid>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-199</guid>
		<description>&lt;p&gt;Bee,&lt;/p&gt;
&lt;p&gt;Thanks for sharing your experience. I sympathize greatly with your story, and I know how frustrating and scary it is to fall so far behind on credit card payments.&lt;/p&gt;
&lt;p&gt;First, take a breath and realize you are not alone. This situation, as difficult as it is, is not un-fixable. Many people have overcome much worse debt problems than yours.&lt;/p&gt;
&lt;p&gt;We offer a lot of free tips on our site for ways to save money and slow your accumulation of debt. It is important to begin learning how to moderate your spending and better manage your debt to keep from getting into a situation like this again. &lt;/p&gt;
&lt;p&gt;I also recommend you call the number at the top of this page and get a free consultation with one of our debt experts. Our company has years of experience negotiating with creditors on debtors’ behalf, and our experts can fully explain the process of reducing debt. Many of our clients are able to reduce their debt by as much as 50 percent.&lt;/p&gt;
&lt;p&gt;Best of luck, and please don’t hesitate to write with another question!&lt;/p&gt;
&lt;p&gt;-Drew&lt;/p&gt;
</description>
		<content:encoded><![CDATA[<p>Bee,</p>
<p>Thanks for sharing your experience. I sympathize greatly with your story, and I know how frustrating and scary it is to fall so far behind on credit card payments.</p>
<p>First, take a breath and realize you are not alone. This situation, as difficult as it is, is not un-fixable. Many people have overcome much worse debt problems than yours.</p>
<p>We offer a lot of free tips on our site for ways to save money and slow your accumulation of debt. It is important to begin learning how to moderate your spending and better manage your debt to keep from getting into a situation like this again. </p>
<p>I also recommend you call the number at the top of this page and get a free consultation with one of our debt experts. Our company has years of experience negotiating with creditors on debtors’ behalf, and our experts can fully explain the process of reducing debt. Many of our clients are able to reduce their debt by as much as 50 percent.</p>
<p>Best of luck, and please don’t hesitate to write with another question!</p>
<p>-Drew</p>
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		<title>Comment on My Life With Debt by Bee</title>
		<link>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-181</link>
		<author>Bee</author>
		<pubDate>Mon, 03 Sep 2007 03:19:04 +0000</pubDate>
		<guid>http://www.creditsolutions.com/learning-center/drews-corner/my-life-with-debt/#comment-181</guid>
		<description>Hi Drew,

My name is Bee Lee, I'm only 22 years of age and I am from St. Paul, Minnesota. 

Just wanted to say congratulations on having a new lifestyle and stay debt free.

Wow, I thought I was the only one whose having a simular situation like you do but I was wrong. Right now I am in the same spot as you because I have made a big mistake by using my cards while it wasn't important and have not paid off my credits in like 7-8 months now because I lost my job. 

I have like three credit cards that I was using last year, but have not touch the credit cards since the first of Jan 2007 of this year. Cut one in half and threw a couple away. 

My total bills from all three cards are around $6,000-$7,000. I can not pay them off because my creditors wanted me to pay off in full since I miss so many payments. One credit card is around $4,000 and the other two are around $1,000. 

My creditors are sending me letters from the mails now and I am very worried about my situation. I need all the help I can get now a days and any advice or solutions would be very welcome.

Thank You,

Bee</description>
		<content:encoded><![CDATA[<p>Hi Drew,</p>
<p>My name is Bee Lee, I&#8217;m only 22 years of age and I am from St. Paul, Minnesota. </p>
<p>Just wanted to say congratulations on having a new lifestyle and stay debt free.</p>
<p>Wow, I thought I was the only one whose having a simular situation like you do but I was wrong. Right now I am in the same spot as you because I have made a big mistake by using my cards while it wasn&#8217;t important and have not paid off my credits in like 7-8 months now because I lost my job. </p>
<p>I have like three credit cards that I was using last year, but have not touch the credit cards since the first of Jan 2007 of this year. Cut one in half and threw a couple away. </p>
<p>My total bills from all three cards are around $6,000-$7,000. I can not pay them off because my creditors wanted me to pay off in full since I miss so many payments. One credit card is around $4,000 and the other two are around $1,000. </p>
<p>My creditors are sending me letters from the mails now and I am very worried about my situation. I need all the help I can get now a days and any advice or solutions would be very welcome.</p>
<p>Thank You,</p>
<p>Bee</p>
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		<title>Comment on In Debt We Trust by JoeDebt</title>
		<link>http://www.creditsolutions.com/learning-center/book-movie-article-reviews/in-debt-we-trust/#comment-5</link>
		<author>JoeDebt</author>
		<pubDate>Mon, 23 Jul 2007 21:01:02 +0000</pubDate>
		<guid>http://www.creditsolutions.com/learning-center/book-movie-article-reviews/in-debt-we-trust/#comment-5</guid>
		<description>Dear W. Chaiyara,
A loan to help your grandmother is probably going to be a personal loan that you may apply for at commercial bank or lending institution. You need to have good credit to receive a low interest rate on the personal loan. Another option might be to apply for some type of financing method to help your grandmother recover her health. Many hospitals and clinics offer medical loans or financing options to accommodate health procedures.

Student loans are much easier to borrow because you don’t have to deal with a private lender. You can get more information on federal student aid at www.fafsa.ed.gov. Once you decide on a school, whether it’s a university or community college, you may find it easier and quicker to use the school's department of financial aid. They will provide you with the necessary resources to continue your education.
</description>
		<content:encoded><![CDATA[<p>Dear W. Chaiyara,<br />
A loan to help your grandmother is probably going to be a personal loan that you may apply for at commercial bank or lending institution. You need to have good credit to receive a low interest rate on the personal loan. Another option might be to apply for some type of financing method to help your grandmother recover her health. Many hospitals and clinics offer medical loans or financing options to accommodate health procedures.</p>
<p>Student loans are much easier to borrow because you don’t have to deal with a private lender. You can get more information on federal student aid at <a href="http://www.fafsa.ed.gov." rel="nofollow">www.fafsa.ed.gov.</a> Once you decide on a school, whether it’s a university or community college, you may find it easier and quicker to use the school&#8217;s department of financial aid. They will provide you with the necessary resources to continue your education.</p>
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		<title>Comment on In Debt We Trust by W. Chaiyara</title>
		<link>http://www.creditsolutions.com/learning-center/book-movie-article-reviews/in-debt-we-trust/#comment-4</link>
		<author>W. Chaiyara</author>
		<pubDate>Wed, 18 Jul 2007 02:27:09 +0000</pubDate>
		<guid>http://www.creditsolutions.com/learning-center/book-movie-article-reviews/in-debt-we-trust/#comment-4</guid>
		<description>I want a loan to help my sick grandmother, because I don’t have money to take her to the hospital. I also want a student loan to continue my education. How do I get these loans?</description>
		<content:encoded><![CDATA[<p>I want a loan to help my sick grandmother, because I don’t have money to take her to the hospital. I also want a student loan to continue my education. How do I get these loans?</p>
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