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Term Loan
A loan the borrower repays in its entirety at the end of the term in one large payment, also known as a single-payment loan.
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Term
The life or time to maturity of a loan or deposit.
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Third Party Firm
A company that acts as a middle man between a creditor and a debtor in a repayment plan.
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Thrift
A term referring to savings and loan associations and credit unions.
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Title Loan
An extension of money against the ownership right of property, such as a car or boat title.
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Transfer
The procedure of moving a balance to another account. Many credit lenders will allow you transfer your credit card balance from one card to another.
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Unsecured Credit
A revolving line of credit not backed by collateral. Most credit cards are are a form of unsecured credit.
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Unsecured Debt Consolidation Loan
An advance of money not backed by an asset for the purpose of replacing multiple debts with one loan at a lower interest rate.
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Unsecured Debt
A financial obligation that is not guaranteed by the pledge of any collateral. Most credit cards are a form of unsecured debt.
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Unsecured Loan
A lump-sum distribution of money that involves no collateral. Unsecured loans are usually personal loans, such as loans given by a bank or other lending institution.
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