Credit Solutions Login|Site Map|About Us|Contact Us
       

Featured on NBC24/7 Debt Help
  our service vs bankruptcy

Become Debt Free by Using Our Service

Our debt relief service lets you avoid the hassle and stress of filing for bankruptcy. Credit Solutions’ gets you out of credit card debt quickly and arms you with solid financial information to keep you debt-free. The lasting consequences of bankruptcy will affect you for the rest of your life. You can save both your time and money by using Credit Solutions as an alternative debt relief service to bankruptcy.

Bankruptcy is a temporary solution with life long effects. Your credit will be affected for 7-10 years but you may always have to list it on personal financial records. This can affect you in many unforeseen ways such as a job application that requires you to list any bankruptcy you’ve ever had. Also, loan applications may require you to state previous bankruptcies. Failure to state your past bankruptcy no matter how long ago is considered fraud.

Chapter 7 and 13 bankruptcies are long procedures that require you to gather financial statements, pay fees, and wait for a court to hear your case. This process can take several months and still may not absolve all your debt, though it will definitely affect your credit. But once you’ve received a discharge from the court, you will still have to create a repayment schedule.

Even if you complete the agreed upon repayment of your debt in 3-5 years, your credit history will still show your bankruptcy for 7-10 years. If you plan on purchasing a car, home, or applying for a credit card within that 7-10 year time frame you may be turned down or pay a much higher interest rate. In time, a higher interest rate could cost you thousands more.

However, there is a better solution to your financial situation that doesn’t include bankruptcy. Our debt relief system allows you to quickly reduce your credit card debt. We provide you with a plan to reduce your total credit card debt and can get you debt free in three years or less. This can help you alleviate your credit card debt. We also provide helpful tips for a future of living debt free.

Over 70,000 people have made the decision to let us help them eliminate their credit card debt. All you need to do is call or send us some information and you’ll receive a free consultation that will change your life forever.

About the Author
Settle your debts today! Read about debt relief from financial writer Brad McDonnell, who is an expert on personal finance topics involving debt consolidation, credit card debt, and bankruptcy. Credit Solutions provides an affordable consolidation alternative.

More our service vs bankruptcy Articles

View Archives

Debt help 24/7
Red Herring Award
       
 
© 2003-2008 - Credit Solutions, All rights reserved.
Credit Solutions is the largest for-profit debt management company in the United States managing over $1.73 billion of debt for our clients.

Careers - Site Map - Privacy Policy
 
tracking code