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Consider Alternative Means Of Debt ReliefOur service helps you avoid bankruptcy as a debt-relief option. Consumers have many options at their disposal to address debt. Bankruptcy is never your only option to resolve overwhelming debt. Our debt relief system has helped more than 70,000 consumers successfully resolve their credit card debt and avoid bankruptcy. Credit Solutions’ experts work hard to bring you debt relief quickly. The results of bankruptcy are far reaching. In 2005, Congress changed the fresh start promise of bankruptcy. It has many hidden consequences that make bankruptcy a life-altering event. Undergoing bankruptcy can be prevented and our debt relief service can help. Chapter 7 bankruptcy is frequently referred to as a liquidation bankruptcy because the court requires you to liquidate all your non-exempt assets. Non-exempt assets for Chapter 7 bankruptcy can include real estate, family heirlooms, boats or automobiles. Losing any of the non-exempt items can seriously diminish your quality of life and put enormous burdens on you. An alternative to Chapter 7 bankruptcy is Chapter 13 bankruptcy. Chapter 13 bankruptcy usually allows you to keep most of your assets, but it puts your wages under court supervision to satisfy your creditors. A three- to five-year plan to repay your creditors is formulated and then a discharge is issued. During the repayment period, all your disposable income will go to creditors to pay off your debts. Both Chapter 7 and 13 bankruptcies are public records. Anyone can access these records. It may have been a private matter that caused you to file, but bankruptcy becomes public knowledge. You also have to report all your earnings and assets to the court; failure to do so is fraud. Fortunately, bankruptcy does not need to be the answer. Our debt-relief service is confidential and allows you to keep your assets and privacy. We walk you through the process of becoming debt free. The initial consultation is free and we are available 24 hours a day. Once you have started the process, you’ll be on your way to reducing your credit card debtl. You will also establish a personal savings account that is a life-long asset. We have managed over a billion dollars in debt for our clients and are a trusted name in the debt settlement industry. NBC, ABC, CBS news have featured our service. Also J.D. Power and Associates recognized our company with a certified call center program with outstanding customer service. About the Author
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