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  our service vs bankruptcy

Get Debt Relief Without The Danger

Bankruptcy puts hardships on debtors; forcing them to endure bad credit for years. Our service offers debt-relief benefits without destroying the client’s credit record. Our service enables clients to eliminate debts at only a portion of the original credit card debt. Unlike filing for bankruptcy, our service is private and quick. Credit Solutions’ staff works diligently to reduce your total credit card debt, settle it and help you continue to live your life debt free.

Personal bankruptcy occurs with either Chapter 7 or Chapter 13. Some people also refer to a Chapter 20 bankruptcy, which occurs when debtors add a Chapter 13 to an existing Chapter 7 filing, although no actual Chapter 20 exists. Both Chapter 7 and Chapter 13 can damage credit records for 10 years.

The Effects of Bankruptcy

Bad credit from bankruptcy reduces the chances of debtors obtaining a loan or getting a new job. Debtors often lose assets in bankruptcy, such as a home or vehicle, when the court decides to liquidate assets.

Bankruptcy does not eliminate all debts, and the process can be an expensive choice for debt-burdened consumers. Debtors pay filing fees and high attorney costs when using bankruptcy to eliminate debts. Bankruptcy can also affect more than just credit ratings, it can transform the filer’s social status.

Bankruptcy Pitfalls Can Be Avoided

Our debt-relief service yields the same benefits as other methods, including bankruptcy. With our service, consumers save more money. Instead of enduring the decade-long effects of bankruptcy, consumers can enroll in our service and quickly regain financial stability.

Our service works on behalf of clients to help resolve credit card debt problems. Our clients benefit from paying off debts according to their financial ability. With bankruptcy, the federal court controls the debtor’s financial situation. Bankruptcy can lead to financial hardships that last for years. Our service provides consumers with the necessary tools to rebuild their lives and eliminate debt.

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